New Contributor
DonMzBhavin
Posts: 69
Registered: ‎10-13-2012
Re: DISCHARGEEEEEEEEEE

Congrats!! I did the very same thing. PACER was awesome and it only charges quarterly and if its less than $10 (i think) in the pages you have accessed its no charge. You know that after the expiration date for the creditors technically according to the courts there is a 10 day grace period for creditors to still file..but after that if your discharge has not posted you can call the courts and the clerk can discharge you immediately!!! That is what I did..

 

Question for you though. I filed in May starting scores were right around yours. I discharged in August on 16th. Got a new car, CAP 1 credit card, LB credit card and NYandcompany credit card, your scores are 30-40 points higher than mine. What did you do for such a significant jump


Starting Score: 467
Current Score: 661
Goal Score: 795


Take the FICO Fitness Challenge

Post BK Wallet: Target VISA $10,000 (AU) | NFCU Credit Card $5,000| Walmart $1100| Cap One Platinum $3000 | Amazon $1150 | Discover It Card $500 | Cap One Secured $500 | PayPal Smart Connect $500 | Lane Bryant $1130| Dressbarn $750 |NY & Company $250| Victoria's Secret $250 | Target Store Charge $200 |Capital One Auto Finance