I filled three years ago and since have made major improvements. I have several accounts all in good standing, no late payments no collections, no high balances. My first car loan after the bankruptcy was 16.9%. My recent loan is now a 3.4%. My credit is much better but still shows negativity because of previous delinquent accounts included in the bankruptcy.
Just curious if I can remove the closed accounts and obviously the bankruptcy stays for another 7 years.

Thanks for your input. Hopefully you can help me clear this up.