BK 2004. My credit score for TU 735, when I got approved for Discover More cash back last year they sent me my credit score of 745...I also included discover on my BK. I only applied because of the pre approved letter I got in the mail. I also recently got approved for chase united airline explorer card and Citi AA credit card. I can't wait for my BK to fall off in 11/2014 so I can start churning credit card for miles &points free travel...