Regular Contributor
Posts: 146
Registered: ‎02-06-2009
Re: Chp 13 Discharge Process

Sha80 wrote:

 Hi luvmeirahbug


I filed Chapter 13 June 1998. I made my last payment February 2012. Somehow my account was not recognized as paid in full because I was not due for final payment till June of 2013. After 3 months of awaiting on the funds to be disbursed, I contacted the trustee's office to see what was the delay. Final payments were sent out 3 weeks after that & I was told I would receive my discharge papers in 60 to 90 days. Again my paperwork was overlooked & I was not officially discharged until October 2012 after contacting the trustees office to inquire about the delay. It gets frustrating but continue to call and ask questions. Good luck to you.

Thanks for that info.  IMO, courts should have accurate, up to the minute account reporting.   Its just irresponsible for a branch that so many depend on.  I was hoping this wouldn't take so long but I have yet to receive any paperwork from my attorney's office.  So much for this being finalized LAST month, since I'm now at 54 days past the last payment. Smiley Frustrated 

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Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013 Smiley Happy
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720