Frequent Contributor
Posts: 506
Registered: ‎09-04-2012
Re: Any experience in my shoes?

Congratulations on finishing your bankruptcy.  Hang in there. There is light at the end of the tunnel.


I did apply and was approved for a Barclay's Apple Card and Barnes&Noble Mastercard. So far I have not had any problems with them and hopefully won't.  One thing I have heard about them is that they are very application/inquiry sensitive. By that I mean, I have read that they will close your account if you have inquiries for new credit after opening the account. From what I have read if there are inquiries for new credit during the first year at Barclay's, they may close your account. This has not happened to me but I have read about it on other blogs.


Now I did notice that Barclays only ran a hard hit on TransUnion, but since I have since a soft hit from them since having the cards. Also they have been very good to me with their customer service since I opened the accounts.


Hope this helps.