I just spoke to GEMB and they explained that they do not look at applications that have a BK for at least 24 months post BK. He said that the system does an automatic decline. So tough to know what to apply for!
BK7 Filed 5/14/12 BK7 Discharged 8/17/12
Latest EQ Fico - 581 Latest TU Fico - 607 Latest EXP FAKO - 612
In my wallet: Cap One CL 250, Cap One Rewards CL 500, Credit One CL 400, Express Next CL 250, Victoria Secret CL 250. Also, reaffirmed Auto Loan with Chase which will be paid in full 4/2013
