Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
Re: HOW TO: From BK7 discharge to 700 in 24 months or less!

Hi soul master,

 

was wondering if you could help me with this. I included orchard, discover, and GE in my bankruptcy, discharged in october 2011. What cards do you suggest?

 

I did the following:

  • Pulled credit 523 Equifax march 2012
  • finance car April 2012
  • open secured 1000 & unsecured 500 Captial One card in June 2012 (was included end in bankruptcy)
  • my score is 638 Equifax & 628 Transunion both FICO pulled October 2012
  • as of today I am 14 months post bankruptcy discharge. Filed in April 2011. Discharged August 2011

thanks for your help.

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013