Hi soul master,

was wondering if you could help me with this. I included orchard, discover, and GE in my bankruptcy, discharged in october 2011. What cards do you suggest?

I did the following:

• Pulled credit 523 Equifax march 2012
• finance car April 2012
• open secured 1000 & unsecured 500 Captial One card in June 2012 (was included end in bankruptcy)
• my score is 638 Equifax & 628 Transunion both FICO pulled October 2012
• as of today I am 14 months post bankruptcy discharge. Filed in April 2011. Discharged August 2011

thanks for your help.

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |

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Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013