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Posts: 1
Registered: ‎11-16-2012
It has been 3 years since chapter 13 and I still can't qualify for credit. Help!

I filed for chapter 13 well over 3 years ago.  I have never missed a payment. I also have been making regular payments for my student loans.  My discharge will be August 2014.  I have applied for cc to start rebuilding my credit score, but have been turned down from everyone.  Even a secured card from Capitol One!.  I do not know what to to.  Any advice?