Valued Member
asp123
Posts: 47
Registered: ‎10-11-2012
Re: It has been 3 years since chapter 13 and I still can't qualify for credit. Help!

First, have you looked at your reports to make sure everything is appearing correctly on them?  Keep reading on here...there is lots of helpful information and makes for good bedtime reading! :smileyhappy:

 

Secured credit cards can help and if you have access to a credit union they are awesome.  Two years after my bk my credit union refinanced my car and saved me $80 a month in payments. 

 

 


Starting Score: 9/2012 - 609
Current Score: 11/9/2012 TU 620 11/9/2012 EQ 591
Goal Score: 700


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