Valued Member
Posts: 44
Registered: ‎08-26-2012
Re: capitol one auto loan

I am not sure if its the same with CH13 but I filed a CH7 and reaffirmed my car payment with Chase. They had to wait 60 days from discharge because that is how long you have to change your mind on the reaffirmation. Once that time period has expired then they will begin reporting properly on your report. On my report it now appears as "pays as agreed" and "Reaffirmation of Debt". Definitely check with your creditor to see how they handle it.

BK7 Filed 5/14/12 BK7 Discharged 8/17/12
Latest EQ Fico - 641 Latest TU Fico - 632 Latest EXP FAKO - 651
In my wallet: Cap One CL $250, Cap One Rewards CL $2750, Credit One CL $1000, NFCU CL $6000, HH Gregg CL $1800, Care Credit CL $800 Express CL $950, Victoria Secret CL $850, Kohl's CL $300. Cap One Auto Loan $25k