Everybody has a different report with a different situation. Have you cleaned up your report after the discharge? I feel like your eq and ex scores are pretty much on par with what I have seen from people in the forums after BK. Your TU seems low but my TU score is also the lowest of my three, Just start slow and get as much help as you can from people on these boards. It can seem like a lot at first but the people here are great and have awesome advice/experience. One step at a time and you will get there.