Frequent Contributor
Posts: 402
Registered: ‎11-03-2012
Re: DIfference in credit scores after BK 7

The major reason for most score jumps post BK is typically utilization IMHO. 


If you have charge offs, collections, judgements etc...most these automatically report your utilization as 100%.


They day after BK, this drops to a whopping zero! 



Starting Score: 501
Current Score: 706 EQ,TU 689,EX 686
Goal Score: 720