I would be very very shocked if they don't approve you! 99% chance you are approved, and I mean big! I can't tell you how many times I've sobbed when I see the 6 months post-BK 5K limits approved by NFCU.
They are hard pull happy! Don't worry about it. The generous CLs definitely make up for it. I'm telling you, I would rob a small child if it meant joining NFCU.
Starting Score: 501