Re: There is hope!
12-09-2012 08:15 PM
FICO EQ 05/2013: 630 EQ
FICO TU 02/2013: 621 TU
FAKO Experian.com 05/2012: 650 EX
Cards: $500 NFCU secured - $1k NFCU cashRewards - $2k Cap1 Plat
Gardening from 02/13 - 10/13
Re: There is hope!
[ Edited ]12-09-2012 10:52 PM - edited 12-09-2012 10:54 PM
Ha! I talked my Vietnam vet dad into joining today, explaining he could sponsor everyone in the family and all the great benefits available.![]()
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13Current Score: 05/19/13 TU 600; EQ 625; EX 610 fako
Goal Score:
Cap1 sec $250 / FP $300 / Fingerhut $300/ NFCU nRewards $500 (last app 3/11/13)
Re: There is hope!
[ Edited ]12-10-2012 08:27 AM - edited 12-10-2012 08:28 AM
UPDATE... still no answer from NFCU yet. Not sure what is taking so long. Guess things arent looking too good for me right now...may have to go with the secured rewards AFTER I come out of the garden.![]()
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Starting Score: 3/12 TU 533 Ex 458 EQ 519Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Re: There is hope!
12-10-2012 10:36 AM
britestar969 wrote:UPDATE... still no answer from NFCU yet. Not sure what is taking so long. Guess things arent looking too good for me right now...may have to go with the secured rewards AFTER I come out of the garden.
I wouldnt worry about it just yet. So many other threads where people go through the same thing and end up getting approved. If you dont get approved I would say take the secured now that way you dont have a HP for nothing, and in one year it will graduate as long as you werent late ![]()
FICO EQ 05/2013: 630 EQ
FICO TU 02/2013: 621 TU
FAKO Experian.com 05/2012: 650 EX
Cards: $500 NFCU secured - $1k NFCU cashRewards - $2k Cap1 Plat
Gardening from 02/13 - 10/13
Re: There is hope!
12-10-2012 07:47 PM
Put in a call, they couldnt locate my loan docs that the local branch faxed!!
After a long hold, rep told me that it would be another 24 hrs!! Waiting patiently to see what happens..![]()
Starting Score: 3/12 TU 533 Ex 458 EQ 519Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Re: There is hope!
[ Edited ]12-11-2012 04:39 AM - edited 12-11-2012 04:39 AM
UPDATE #2... Logged into my account this morning. Was approved for 500.00 vica signature cash rewards card!
Will garden with this one and the other 2 for now and maybe step out of the garden for a cli in June 2013. Will see how it goes from here. Off to the garden I go. No more apping, dont fair well with denials!!![]()
Starting Score: 3/12 TU 533 Ex 458 EQ 519Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Re: There is hope!
12-11-2012 07:20 AM
Just wanted to let u know that I got approved for 500.00 visa signature rewards card. Will garden these then app for cli in 6 mos
Starting Score: 3/12 TU 533 Ex 458 EQ 519Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Re: There is hope!
12-11-2012 08:13 AM
Congrats on getting approved!
FICO EQ 05/2013: 630 EQ
FICO TU 02/2013: 621 TU
FAKO Experian.com 05/2012: 650 EX
Cards: $500 NFCU secured - $1k NFCU cashRewards - $2k Cap1 Plat
Gardening from 02/13 - 10/13
