easy.......contact your attorney and send all communication you've received to them. Let them handle it, that's why you pay them.
5/12- Equifax FICO -508 / TransUnion FICO -490 / Experian FAKO -550
Ch. 7 BK - 7/12 (discharge 10/12)
5/13 - EQ FICO 640 / TransUnion FICO - 624
CU Sec. - $500 / Cap 1 Sec. $200
