+1 just join now. You don't even need to do anything more than the $5 savings for your member share. Definitely join now, you will be so glad you did! They are so much better at helping people to rebuild.
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EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+
Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!
