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Cjmmm wrote:
Is there a typical amount of points that your credit raises when the BK drops off? Mine was discharged 10/03, so I'm assuming it'll drop off this October?

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It could increase or decrease depending on your credit history.  Many have said that they seen a dramatic increase, and others say that there was a decrease because they were rebucketed.  Meaning that now they are being scored against others with the same credit history instead of with bk'ers.  So it just depends on how well you have built your credit up and how old your credit history is.  So there is no set amount of points you will or will not get.

Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
April Scores: EX 722 (USAA), TU 669 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 4/8/2013

Has it dropped from your credit reports?  You said early 2003 but didn't specify month so just curious.  I still have 2 years, 9 months to go on mine.

5/13/13: TU 695, EX 675, USAA FAKO 723 for all 3 - Goal: 760 - Last App 3/14/13
Barclays USAir $4900 - USAA $4000 - PayPal Extras MC (GE) $3000 - B of A 123 $1500 - Discover More $1000 - Chase Freedom $1000 - Kay Jewelers $7600 - Ashley Homestore (GE) $4000 - Tempurpedic (WF) $3600 - Walmart (GE) $3300 - Belk (GE) $2500 - Macys $2000 - Amazon (GE) $1500 - Victoria Secret (Comenity) $450 - Banana Republic (GE) $850 - TJMaxx (GE) $600 - Capital One $5000 (business) - Staples (Citi) $2000 (business)