Re: Bankruptcy friendly credit cards
12-29-2012 09:19 PM
I personally don't know anyone, but I have messaged back and forth with one of the moderators here who has one. I believe there also may be a thread associated with it as well. I was told on this forum as well as another, that the barclays (which is the old juniper card) is BK friendly if your one year out. I will update this thread after I apply in a few weeks, but don't know which barclays card to apply for yet.
Hello! I lurk more in this forum than actually posting; however, I am one of the referred to above. I was declined a Barclay card itunes visa; called backdoor (credit analyst) number... poored my heart and soul out for a chance... begged for a measley $100.00 line and got $250.00 in November, 2010 -- now I'm at $2,500.00; also, have had success in getting Travelocity Amex for $1,000.00 initially in August, 2011 -- now at $2,000.00.
I, at pleading stage, had a Chapter 7 and Chapter 11 on my record. The analyst was VERY hesistant, but.. I'm very persistent and I figured he caved when I said, look I didn't get A's in my MBA courses being ignorant.
I also recently was approved an apple Barclay card on December 5. I was turned down in June because I had no revolving credit post BK (filed April 2011). Only a car note. So I open a secured and unsecure Capone card. And after 6 months of report I gave it a shot. Got the 7-10 day notice, called recon # and was approved for $2000.
Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013