Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
Re: Bankruptcy friendly credit cards

jbunton444 wrote:

sc2761 wrote:

I personally don't know anyone, but I have messaged back and forth with one of the moderators here who has one.  I believe there also may be a thread associated with it as well.  I was told on this forum as well as another, that the barclays (which is the old juniper card) is BK friendly if your one year out.  I will update this thread after I apply in a few weeks, but don't know which barclays card to apply for yet.


Hello!  I lurk more in this forum than actually posting; however, I am one of the referred to above.  I was declined a Barclay card itunes visa; called backdoor (credit analyst) number... poored my heart and soul out for a chance... begged for a measley $100.00 line and got $250.00 in November, 2010 -- now I'm at $2,500.00; also, have had success in getting Travelocity Amex for $1,000.00 initially in August, 2011 -- now at $2,000.00.

 

I, at pleading stage, had a Chapter 7 and Chapter 11 on my record.  The analyst was VERY hesistant, but.. I'm very persistent and I figured he caved when I said, look I didn't get A's in my MBA courses being ignorant.


I also recently was approved an apple Barclay card on December 5. I was turned down in June because I had no revolving credit post BK (filed April 2011). Only a car note. So I open a secured and unsecure Capone card. And after 6 months of report I gave it a shot. Got the 7-10 day notice, called recon # and was approved for $2000.

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013