Re: What to expect next...
12-31-2012 08:56 AM
Hmmm... I didn't get any of that. I am not sure how long after you pay it off will it be discharged as you said you paid it off early. All I know is I couldn't wait to get a car until my BK was discharged. 3 additional years would have been too long for me. In fact getting the car before discharge was to my advantage because it was only new account I had for a year before I got the Orchard card. I have since traded that car in for a tier 1 luxury lease on a 2012 Acura TL. I wouldn't have been able to get this car last month without the 3 years of good payment history on the previous car prior to discharge. For me, it worked to my advantage.
Which did you file, a chp 7 or 13?
Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013