Re: What to expect next...
12-31-2012 08:56 AM
Hmmm... I didn't get any of that. I am not sure how long after you pay it off will it be discharged as you said you paid it off early. All I know is I couldn't wait to get a car until my BK was discharged. 3 additional years would have been too long for me. In fact getting the car before discharge was to my advantage because it was only new account I had for a year before I got the Orchard card. I have since traded that car in for a tier 1 luxury lease on a 2012 Acura TL. I wouldn't have been able to get this car last month without the 3 years of good payment history on the previous car prior to discharge. For me, it worked to my advantage.
Which did you file, a chp 7 or 13?
Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014