Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
Re: What to expect next...

MovingForward_2012 wrote:
Hmmm... I didn't get any of that. I am not sure how long after you pay it off will it be discharged as you said you paid it off early. All I know is I couldn't wait to get a car until my BK was discharged. 3 additional years would have been too long for me. In fact getting the car before discharge was to my advantage because it was only new account I had for a year before I got the Orchard card. I have since traded that car in for a tier 1 luxury lease on a 2012 Acura TL. I wouldn't have been able to get this car last month without the 3 years of good payment history on the previous car prior to discharge. For me, it worked to my advantage.

Which did you file, a chp 7 or 13?

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