Frequent Contributor
grassfeeder
Posts: 364
Registered: ‎03-01-2012
Re: Preventing being summoned before filing

first of all - get your money out of any and all bacnk accounts RIGHT NOW!!  I had my accounts garnished - sitting there with $0 all of a sudden sucks!

 

shop around for an attorney.  I believe mine was about $1250 with fees.  However, even at $1800 - if they're that good and get it all done right (which they all should) it's a small price to pay for the relief you feel once done!  I think I think I lost 20 pounds just from the stress relief.

 

If you want to hide from them - don't answer any phone calls from them - move to a PO Box - ignore anyone looking to serve you papers direct.  If someone comes to your house say that you don't live there and that you're a renter of the property.

 

They can always garnish wages - but that's a process in itself......

 

You should be able to buy enough time to get the monies in order to file.

Filed BK7: 7/12 (discharge 10/12) 5/12- EQ FICO - 508 / TU FICO - 490
EQ FICO: 672 (10/14)
TU FICO: 648 (10/14)
EX FICO: 667 (10/14)
NFCU cashRewards $15,000 - NFCU Flagship Visa $15,000 - First Tech C.U. Cash Rewards $5,000 - Barclays Apple Card $2,000 - JCrew $4650
In the garden starting 3/1/14 till ???