Re: From BK 2003 on my way to 800 club
01-11-2013 07:37 PM
Is there a typical amount of points that your credit raises when the BK drops off? Mine was discharged 10/03, so I'm assuming it'll drop off this October?
It could increase or decrease depending on your credit history. Many have said that they seen a dramatic increase, and others say that there was a decrease because they were rebucketed. Meaning that now they are being scored against others with the same credit history instead of with bk'ers. So it just depends on how well you have built your credit up and how old your credit history is. So there is no set amount of points you will or will not get.
Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014