01-16-2013 11:42 AM
In all honesty - I wouldn't
I view reaffirming as very little to gain while giving up all of your leverage. You've been granted a get out of jail free card. You NEVER know what the future holds and while gamble with that??
If you want to see credit progress - give it time with the right lines of credit and such - you'll gain just as much as reaffirming.
Patience is the key in all of this. I struggled with the same thought process and same situation.
EQ FICO: 672 (10/14)
TU FICO: 648 (10/14)
EX FICO: 667 (10/14)
NFCU cashRewards $18,000 - NFCU Flagship Visa $18,000 - First Tech C.U. Cash Rewards $5,000 - Barclays Apple Card $2,000 - JCrew $4650
In the garden starting 3/1/14 till ???