Established Member
Posts: 50
Registered: ‎11-06-2012
Re: Keeping my new Barclays card through BK

I'd close the card since they are one of the ONLY prime banks that will lend to BK folks, and I mean almost immediately to 6 months post discharge.


I'd then reapply 6 months post discharge.  You probably will get the card back then, since your scores will be higher than they are now.  But I would advise against having them tied up in your BK.  In-fact, I would close it, wait for it to report closed and then file if you can hold off.

Filed BK 7: 2/28/2012 | Discharged: 7/24/2012
NFCU nRewards Secured Visa: $1000 7/12| Apple FCU Secured Visa: $1000 9/12
Toyota Finance Lease: 0% | 0.0008 MF 10/12
Barclay Apple Finance Visa: $2200 1/13
NFCU cashRewards Visa: $2500 3/13