01-21-2013 09:30 AM
OP didn't mention having 30 inquiries. I did. I was relaying the FICO impact to adding more and more. Inquiry damage is overrated per FICO and it isn't a flat 5-10 per inquiry. I certainly though would never advocate someone applying for 60+ times in a row like I did. Stupid credit phase. Only apply for credit that you need and when it comes to applying for a home, aim for 0 inquiries. When we applied I had 1 across all 3 (DW had 0) and I did have to explain that one.