01-21-2013 09:50 AM
Right. I understood that and was telling OP that I wouldn't advise for her to rack up 30 INQS. That is all I was saying. The 5-10 pts per INQ is a YMMV type of thing. I got no change to my score when the last 2-3 INQS posted so you're right, after so many, your score typically stops getting dinged. But I remember each INQ I got when I applied for things when my BK was still fresh, my score dropped. One INQ cost me like 20 pts back then so I think the score effect is weighted differently in different scoring buckets.
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