Valued Member
hawaii12
Posts: 47
Registered: ‎04-23-2012
Re: There is hope!

Just approved for NFCU account Thanks for the info


Starting Score: EQ 572 TU 630 EX 637 06/28/12 Discharge Ch.7
Current Score: EQ568 TU 662 EX 629 12/10/12
Goal Score: 780 across the board


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Community Leader
Valued Contributor
starry1
Posts: 2,067
Registered: ‎11-29-2012
Re: There is hope!
Has anyone ever gotten an unsecured card from them immediately after chapter 7? I see people getting approved 6 months or so afterwards, and i was just wondering what my chances were within 30 days or so of discharge.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 6/2614 TU 624; EQ 635; EX 610
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (closed) / Fingerhut $1300 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k
Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)
Valued Contributor
Scupra
Posts: 1,133
Registered: ‎07-12-2012
Re: There is hope!

starry1 wrote:
Has anyone ever gotten an unsecured card from them immediately after chapter 7? I see people getting approved 6 months or so afterwards, and i was just wondering what my chances were within 30 days or so of discharge.

If you plan to get a secured card from them your best bet is to app for the unsecured and they will counter offer the secured if you get denied. Let us know if you try!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
691 EQ FICO 06/2014
684 TU FICO 06/2014
682 EX FICO 04/2014
$7k NFCU Flagship Sig - $8.5k NFCU cashRewards Sig - $15k NavChek - $2k Cap1 Quicksilver - $3k Barclays Arrival +