Regular Contributor
Scupra
Posts: 245
Registered: ‎07-12-2012
Re: There is hope!

starry1 wrote:
Has anyone ever gotten an unsecured card from them immediately after chapter 7? I see people getting approved 6 months or so afterwards, and i was just wondering what my chances were within 30 days or so of discharge.

If you plan to get a secured card from them your best bet is to app for the unsecured and they will counter offer the secured if you get denied. Let us know if you try!

Filed BK7: 7/2012 (start score 560) Discharge 10/2012
FICO EQ 05/2013: 630 EQ
FICO TU 02/2013: 621 TU
FAKO Experian.com 05/2012: 650 EX
Cards: $500 NFCU secured - $1k NFCU cashRewards - $2k Cap1 Plat
Gardening from 02/13 - 10/13