Re: Discharged debt showing on credit report
01-28-2013 01:11 PM
No, they can't report a CO for any amount after your discharge. If it was reported as a CO prior to your filing date, then that is different. But the tradeline has to read IIB and zero balance.
If your attorney is not interested, then see if another attorney will take it on. This is killing your score. Maybe one of the others can jump in with a solution as to what to do if you have to do it yourself without an attorney.