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Registered: ‎01-27-2009
Re: Bankruptcy FAQs -- Bank of America denial after 9 years bankruptcy

I claimed Chapter 7 bankruptcy 9 years ago and I STILL CAN'T GET A CREDIT CARD FROM BANK OF AMERICA.  I'm not sure why?  I thought bankruptcies only stay on record for 7 years.  But when I call Bank of America, they say they take it into consideration for 10 years!!! I don't have a problem with car loans and even buying a house! But for a BoA visa, I'm off the list.  Has anyone had similar problems with bankruptcy and denials from creditors even after 7 years?