Re: Bankruptcy FAQs -- Bank of America denial after 9 years bankruptcy
01-27-2009 08:23 PM
I claimed Chapter 7 bankruptcy 9 years ago and I STILL CAN'T GET A CREDIT CARD FROM BANK OF AMERICA. I'm not sure why? I thought bankruptcies only stay on record for 7 years. But when I call Bank of America, they say they take it into consideration for 10 years!!! I don't have a problem with car loans and even buying a house! But for a BoA visa, I'm off the list. Has anyone had similar problems with bankruptcy and denials from creditors even after 7 years?