Valued Contributor
Posts: 1,157
Registered: ‎01-22-2008
Re: Late Payments after filing but before discharge

Cleaning up after Bk is tough, as others on this board and other boards will tell you.  I wish I would have started sooner and found this site sooner.  You will find so much information here.  Sometimes, more than what you know what to do with. 

 

The month of filing is ok for them to report.  It's the last month you were technically late or missed a payment with them even though you filed on the 7th. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (05/11/16): EQ 679 TU 650 EX 668 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($2700) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16