Re: Denied Auto Loan- 4 yrs after bankruptcy
09-26-2007 08:44 PM
My husband and I went through bankruptcy in 2002 and we have since financed two vehicles through Capital One Auto Loan. We applied online and got an answer within a minute or two. We have been very happy with the whole process of applying and buying through Capital One. They send you a "blank check" so you can negotiate with the dealer and we have saved several thousand dollars on our two vehicles because we held the upper hand with the dealership. Both times, the dealership was sure that they could give us a better rate than Capital One, and both times they came back and actually said they could not. We were very surprised at that. Now our Capital One CC is a totally different story......