Established Member
Posts: 57
Registered: ‎05-23-2008
Re: Bankruptcy FAQs
[ Edited ]
You don't have to be deliquent to file.  I was up to date with all my bills when I filed.  In fact when I filed, I hadn't been late on a bill in 6 years.   It also doesn't take a month to file the bankruptcy.  What a lawyer most likely will do, is to tell you to stop making payments once the bankruptcy is filed.  The time from the date of filing to your court day might very well be a month.  That is about how long it took me from filing date to court date.
Message Edited by sgtm7 on 12-06-2009 05:17 AM