Moderator Emeritus
beamMEup
Posts: 4,470
Registered: ‎12-31-2008
Re: What is your post Chap 7 BK Fico?

My EQ FICO after a CH 13 BK has stayed around 708 for quite awhile (18 mos).  The highest it's gotten is 717.

At this point, I assume it'll stay in that same range until my BK ages off my reports next year.

 

The simulator has given me higher potential ranges on occasion, but I seem to have nixed some of that opportunity by decimating my AAofA.  I'm now a big advocate of taking on new apps very very slowly.  Since I have a new auto loan on my reports, I will not be apping for anything else this year.

Just puttin' syrup on something, don't make it pancakes.