Re: What is your post Chap 7 BK Fico?
06-18-2011 07:58 AM
My EQ FICO after a CH 13 BK has stayed around 708 for quite awhile (18 mos). The highest it's gotten is 717.
At this point, I assume it'll stay in that same range until my BK ages off my reports next year.
The simulator has given me higher potential ranges on occasion, but I seem to have nixed some of that opportunity by decimating my AAofA. I'm now a big advocate of taking on new apps very very slowly. Since I have a new auto loan on my reports, I will not be apping for anything else this year.