Moderator Emeritus
Posts: 4,469
Registered: ‎12-31-2008
Re: To BK or not to BK?!

As has been mentioned, your best bet is to sit down for a free consultation with a BK attorney (or two or three) and go over your options with them.  Also consider other options i.e. taking a second job and using the snowball approach to pay debt down.  Another good viewpoint can be had by sitting down with any good (you'll have to do your homework on who the good guys are) non-profit credit counseling service.  Then you'll know your options, your eligibility (not everyone is eligible to file BK), and the pros and cons.  At that point, you'll probably have a pretty good feel about what will work best for you.


Best wishes!

Just puttin' syrup on something, don't make it pancakes.