Member
Carthoris
Posts: 12
Registered: ‎05-29-2007
Re: Ch13 Deletion from Credit Report

I went and got my Transunion credit report and it states that my bankruptcy public record will be removed 09/2011 !!!!!!!!!!

The only other negative will also be removed 09/2011.

I am feeling pretty good. Will wait until October to get my numbers again.

 

By the way Equifax policy on removing discharged Chapter 13 is on their website at 7 years after filing:



  • Bankruptcy
         - Chapters 7, 11, and non-discharged or dismissed chapters 12 and 13 remain on file for 10 years from the date filed
         - Discharged chapters 12 and 13 remain on file for seven years from the date filed

https://help.equifax.com/app/answers/detail/a_id/164/noIntercept/1/kw/bankruptcy

 

If they don't actually do that I guess we can protest since it goes against their stated policy on their own website!