Re: Ch13 Deletion from Credit Report
08-15-2011 11:48 AM
By the way Equifax policy on removing discharged Chapter 13 is on their website at 7 years after filing:
- Chapters 7, 11, and non-discharged or dismissed chapters 12 and 13 remain on file for 10 years from the date filed
- Discharged chapters 12 and 13 remain on file for seven years from the date filed
If they don't actually do that I guess we can protest since it goes against their stated policy on their own website!
Right. By all accounts, Equifax has been doing exactly as they claim on their website:
they age off Discharged (completed) CH 13's at 7 years and
they age off Dismissed (uncompleted) CH 13's at 10 years
I wouldn't anticipate any difficulty with them following this process - no one I can recall has had any issues with it.
Congrats on that BK removal next month! That is awesome!