Contributor
carolina98
Posts: 90
Registered: ‎11-12-2010
Re: bankruptcy & fico score

TransUnion told me after I called to try understand why my accounts were showing as late payments that the more accounts you list for BK the more you're hurt with yoru credit. If I had known this, I would have paid off a $500 account (with a struggle) rather than let it go to BK. So number of accounts you list hurt you proportionately. I was told by Transunuon that FICO is saying in its analysis that there were late payments only because I filed BK, not because there are actually late payments. Not right.