Established Member
Posts: 21
Registered: ‎07-06-2008
Re: i am considering bankruptcy

thank you so much for your advice! what i really want to do is to consolidate everything that i can (excluding the loans) but i dont know if i should do credit counseling or debt reduction etc. i want to avoid the BK route but i swear every month it feels like im drowing.  i will talk to my currrent psychiatrist about help for my shopping problems though. i am worried that this 10K is going to turn into 20 or 30k in a few years. I also want to move to NYC in about a year and i knmow that a BK will probably cripple my chances of finding an apartment and i do not want to get a roommate. again i thank you A LOT for your advice :smileyhappy: 

T. L. Head