Established Contributor
Posts: 1,033
Registered: ‎11-08-2011
Re: Bankruptcy friendly credit cards

@beamMEup - If there weren't before, there are now:


I got approved for a Discover More $1000CL w/ a discharge BK that was only 11 mo old (discharge 12/2010, approval 11/2011).


I applied through one of thier click-through offers and it instantly came back with "While we could not approve you for those terms (7-17%), we'll gladly approve you with these terms (20.99%).  I said yes because I don't carry balances so interest rates don't bother me at all.


Other than being out of the country, it's my favorite card thus far.




EQ FICO: 664

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of Late January 2016 All 700+. Last CR pull from a lender(housing) was mid-score 749.
Goal Score: 700+ - reached.