Re: Bankruptcy friendly credit cards
12-27-2011 03:33 PM
@beamMEup - If there weren't before, there are now:
I got approved for a Discover More $1000CL w/ a discharge BK that was only 11 mo old (discharge 12/2010, approval 11/2011).
I applied through one of thier click-through offers and it instantly came back with "While we could not approve you for those terms (7-17%), we'll gladly approve you with these terms (20.99%). I said yes because I don't carry balances so interest rates don't bother me at all.
Other than being out of the country, it's my favorite card thus far.
EQ FICO: 664
Starting Score: ~470 preBK(8/2010)
Current Scores as of 8/2/13: EX 710, EQ 691, TU 709, all 3 LP for a Mortgage (TriMerge Report)
Goal Score: 700+ FICO across the board w/ my BK still on there (until 8/2020) - I think they're all already there... haven't had a bank pull a trimerge in quite a while.