Established Member
Posts: 16
Registered: ‎12-06-2011
Re: Chapter 7 already discharged - mortgage not reaffirmed - foreclosure/credit score question


Sorry for sticking my nose in this tread, I'm in similar situation, I did BK7 then the mortgage lender forclosed on the property since I did not wanted to reafirm nor pay. It shows on the CR as a "BK Chapter 7". So my question is when you apply for a new mortgage is that consider BK, Forclosure or Both?  I ask because I'm trying to find out how long will need to wait before applying again since the two dates of the BK7 discharge and Foreclosure are long apart.