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Registered: ‎05-30-2008
Re: What is your post Chap 7 BK Fico?
[ Edited ]

ladydmcqueen wrote:

Did they fall off by themselves.  I still have old accounts and two judgements that haven't dropped from my credit report.  I was told that my credit would be cleared and everything would be removed, but that has not been the case.  Any suggestions?



When did you file/was your discharge?

 

Derogatory accounts usually stay on file for 7 1/2 years from their date of first delinquency (DOFD) and judgments stay on file for 7 years after they were recorded.