Bk friendly creditors
04-23-2012 07:16 AM
I got the target red card 3 months post bk
I also got the Firestone card 2 months post bk
TU 500 02/27/12 TU 585 05/01/12
All scores are myfico
Re: Bk friendly creditors
04-23-2012 07:21 AM
I got a Capital One cc with a $500 limit 5 months after chapter 7. They sent me a letter staing that if I pay 5 months on time my limit will increase to $750.
Barclay Rewards MC $2300, Cap One $750, Walmart $800, Macys $2000, Lane Bryant $600.
Re: Bk friendly creditors
04-23-2012 08:53 PM
Orchard bank $300 1 day post bk. Went to $500 @ 6 months
Capital One Secured ($49 for $200 limit) 2 months post bk
Capital One Platinum $300 3 months after first Capital One card. Went to $750 @ 6th statement
Credit One Platinum $1000 7 months post bk
First Premier $300 7 months post bk
Fingerhut $500 7 months post bk
Capital One Spark Classic (business card) $500 1 year post bk. Went to $1000 @ 3 months
Nissan Motors Auto loan $25,000 @ 3.9% 14 months post bk
I included Capital One and First Premier in my bk.
Current Score: EQ 670 TU 689
Goal Score: 700's across the board
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I didn't mess my credit up over night. I'd be a fool to think I could fix it over night.
Re: Bk friendly creditors
04-25-2012 07:01 AM
My wife received a pre-qualified offer from Valero/Diamond Shamrock(Gas) in the mail yesterday. We went online and applied and was approved. We filed in January and we have not been discharged yet. I don't know the limit yet it only said that we were approved. So you can add them to the list of BK friendly creditors.
Current Score: TU 662 EQ 652 7/2/2012 EQ Auto 692 8/25/2012
Goal Score: 700
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Re: Bk friendly creditors
04-25-2012 04:50 PM
1 yr post BK
2 capone cards (both 300CL increased to 500 w/credit steps)
1 orchard(300CL, CLI to400 last month)
Fingerhut (200CL)
sorry for bad spacing, spacebar crappy. May need to tryfor Barclays apple LOL
Current Score 3-2012: EX 635 TU 603 myFICO 3-2012 EQ 670 MyFICO
Goal Score: 720
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In the Garden, trying to avoid the Christmas temptation. Last app 9/2012
Re: Bk friendly creditors
04-26-2012 06:25 AM
Filed BK 1/2012 Discharged 4/25/2012
Me
Cap1 - $500
Credit1 - $300
Wife
Cap1 - $750
Credit1 - $300
FirstPremier - $300
Valero(Gas) - ????
Included Bank of America, HSBC, Barclays, BMW Credit, in BK.
Current Score: TU 662 EQ 652 7/2/2012 EQ Auto 692 8/25/2012
Goal Score: 700
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