Contributor
Misshopeful72
Posts: 185
Registered: ‎03-05-2012
Bk friendly creditors
Please post what credit cards you got with a bk on your credit reports and how soon after bk were you approved.

I got the target red card 3 months post bk
I also got the Firestone card 2 months post bk
EQ 480 02/27/12- EQ 617 05/02/12
TU 500 02/27/12 TU 585 05/01/12
All scores are myfico
New Contributor
livingfree
Posts: 50
Registered: ‎04-23-2012
Re: Bk friendly creditors

I got a Capital One cc with a $500 limit 5 months after chapter 7.  They sent me a letter staing that if I pay 5 months on time my limit will increase to $750.

5/13/13 EQ 636 (Myfico), TU 660 lender pull , EX 640 lender pull
Barclay Rewards MC $2300, Cap One $750, Walmart $800, Macys $2000, Lane Bryant $600.
Valued Member
AtlantaWill30339
Posts: 49
Registered: ‎11-24-2010
Re: Bk friendly creditors

Orchard bank $300 1 day post bk. Went to $500 @ 6 months

Capital One Secured ($49 for $200 limit) 2 months post bk

Capital One Platinum $300 3 months after first Capital One card. Went to $750 @ 6th statement

Credit One Platinum $1000 7 months post bk

First Premier $300 7 months post bk

Fingerhut $500 7 months post bk

Capital One Spark Classic (business card) $500 1 year post bk. Went to $1000 @ 3 months

Nissan Motors Auto loan $25,000 @ 3.9% 14 months post bk

 

I included Capital One and First Premier in my bk.

Regular Contributor
Comet21
Posts: 204
Registered: ‎08-29-2007
Re: Bk friendly creditors

My wife received a pre-qualified offer from Valero/Diamond Shamrock(Gas) in the mail yesterday. We went online and applied and was approved. We filed in January and we have not been discharged yet. I don't know the limit yet it only said that we were approved. So you can add them to the list of BK friendly creditors. 

 

 


Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700


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Valued Member
deemutz
Posts: 40
Registered: ‎06-11-2011
Re: Bk friendly creditors

1 yr post BK

2 capone cards (both 300CL increased to 500 w/credit steps)

1 orchard(300CL, CLI to400 last month)

Fingerhut (200CL)

 

sorry for bad spacing, spacebar crappy. May need to tryfor Barclays apple LOL



Starting Score 12-2011: EX 640 FAKO TU 550 FAKO 6-2011
Current Score 3-2012: EX 635 TU 603 myFICO 3-2012 EQ 670 MyFICO
Goal Score: 720


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In the Garden, trying to avoid the Christmas temptation. Last app 9/2012
New Member
Michie12
Posts: 3
Registered: ‎04-25-2012
Re: Bk friendly creditors

1 month Post Bankruptcy:

 Capital one $500 (unsecured)

Orchard $300 (unsecured)

Credit one $300 (unsecured)

 

I included Cap1 and HSBC in my BK

Regular Contributor
Comet21
Posts: 204
Registered: ‎08-29-2007
Re: Bk friendly creditors

Filed BK 1/2012 Discharged 4/25/2012

 

Me

Cap1 - $500

Credit1 - $300

 

Wife

Cap1 - $750

Credit1 - $300

FirstPremier - $300

Valero(Gas) - ????

 

Included Bank of America, HSBC, Barclays, BMW Credit, in BK.


Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700


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Regular Contributor
TATATA
Posts: 146
Registered: ‎02-24-2010
Re: Bk friendly creditors

 

Walmart 16 mos post BK

Chevron 17 mos post BK

Daniel's Jewelers 1 mo post BK

JC penney 23 mos post BK

Total CL's combine: $130,196.
Contributor
Misshopeful72
Posts: 185
Registered: ‎03-05-2012
Re: Bk friendly creditors
I also got approved for Von maur, orchard bank, fingerhut and grand pointe within three months of bk being discharged
EQ 480 02/27/12- EQ 617 05/02/12
TU 500 02/27/12 TU 585 05/01/12
All scores are myfico
Established Member
lilrosy4
Posts: 34
Registered: ‎01-03-2008
Re: Bk friendly creditors

I received a Cap ONe cash rewards card with a 2000 limit. Our Ch 13 was discharged April 9! I was very surprised. :smileyvery-happy: