Established Contributor
Posts: 1,011
Registered: ‎11-08-2011
Re: HOW TO: From BK7 discharge to 700 in 24 months or less!

I agree, it is most definitely YMMV. However, it should be noted that I included Orchard(and a separate HSBC card), C1 AND Barclay's in my BK and they were all approved on the timeline above.

I think what's more important (to those three) is getting all the accounts reporting as IIB. Again, YMMV!

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of 3/15/14 All 700+. Last CR pull from a lender(housing) was mid-score 729.
Goal Score: 700+ - reached.