Established Contributor
Posts: 1,002
Registered: ‎12-06-2011
Re: HOW TO: From BK7 discharge to 700 in 24 months or less!

I noticed you mentioned "If you didn't include them, the creditor most likely closed the account on their end (Account Closed by Credit Grantor), which is also a derog."

I don't have a BK but I do have a CC that was closed by the creditor due to inactivity... however, it's not showing as a derog at all. Does that only apply to BK file?

Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
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