Re: What is your post Chap 7 BK Fico?[ Edited ]
06-23-2012 07:18 PM - edited 06-23-2012 07:40 PM
Well, its been a while since I checked so I pulled the reports from MyFico yesterday: TU 705 EQ 682
EQ is not reflecting a zero balance on my Barclays card - for some reason it posted on TU but not on EQ??? So with a large balance reporting on EQ it reflects it in my score
BK 7 discharged Jan 2009
I'm still stuck with a bunch of low limit subprime cards: Best Buy ($800), Cap One ($750 credit steps), Credit One ($800), FP ($800)
I have an iTunes cc from Barclays and I don't know if that is subprime or semi prime or what?? But it is the only semi decent limit I have ($2200) other than Jared's at $10,000 ...lol Plus I have my old Nordstroms showing $2k available but its really not, its iib. (For some reason the account doesn't show iib, just zero bal)
I also have a Chase auto loan with a decent balance and rate, but that doesn't really affect the score much, does it?
Still working on getting it together with better limits. If I close the sub prime cards will it be easier to get a prime one? Should I close the FP and BB first? What is a better strategy?