Aloha,

Congrats on that big jump. I applied about 6 months after discharge and I was getting offers in the mail (I sitll keep getting them). If you are thinking of applying, use their pre-approval form. As for the credit builder loan, I got it from aspirefcu.org . I opened a savings account with them with 5 dollars. 

Good luck on your rebuilding journey....

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Starting Score: EQ:531 (06/14/12) TU: 578 (06/16/12) EX: 555 (06/23/12)
Current Score: EQ:647 (10/04/12) TU: 621 (08/04/12) EX: 654 (05/15/13) App from CU
Goal Score: 2012 Goal Met. 2013 - 660+ across the board

Take the FICO Fitness Challenge

Rebuilding Tools: Cap1 (750), Credit1 (400), Aspire FCU CBL (1000)