Re: 1st CC post Ch.7 BK....Next steps???
07-15-2012 06:47 PM
Same here. I am rebuilding and want to get in decent shape to purchase a home in two years. I think I am obsessed as I check my report constantly and always seem to come up with a new plan on removing derogs. Have had success removing a couple of collections and one account that I was listed as an AU which got charged off. The rest show as IIB and half of them should be coming off next year. It's kind of embarrasing the amount of time I spent reading these forums but I've learned so much from everyone else.
Just keep working at it and whatever we do let's make sure you don't miss a single payment.
Starting Score: EQ:531 (06/14/12) TU: 578 (06/16/12) EX: 555 (06/23/12)
Current Score: EQ:647 (10/04/12) TU: 621 (08/04/12) EX: 654 (05/15/13) App from CU
Goal Score: 2012 Goal Met. 2013 - 660+ across the board
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Rebuilding Tools: Cap1 (750), Credit1 (400), Aspire FCU CBL (1000)