One question I did have is, should I switch from experian.com and sign up for the myfico score watch now, or whait it out until my BK is discharged? Thanks again guys!

I would drop the experian.com because that is not your FICO score. You can only purchase your FICO here. I do not believe you can purchase your Experian FICO anywhere online.

---

Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: TU 662 EQ 652 7/2/2012 EQ Auto 692 8/25/2012
Goal Score: 700

Take the FICO Fitness Challenge

I fully plan on signing up with the score watch I was just wondering when the best time to do that was. It seems like you can only pull from myfico every six months? Please correct me if I am wrong on that. I figured I would want a fresh pull after discharge to be able to dispute things and make sure they were reporting correctly if needed. Thanks again for the help. I just recently got a bank account with Navy federal in preperation to start rebuilding Now I just have to wait :/

for me i used freecredit (experian) just for the clean up. i loved to watch big balances turn to zero as each account was iib the 2 days after discharge was like a wave of updates bammm zero balance discharged in BK 7. watching scores go up (fako but still fun) even judgments got updated to discharged and one just fell off. it was worth the cost for me to pull a fresh report everyday for just the cost of the monthly plan. i also use smartcredit for TU  and myfico for EQ

Ok, so when it says I get two power reports per year what is the difference between that and a normal report? That is why I got the idea that I only got two. Thank you for the replies guys!

---

Scupra wrote:

Ok, so when it says I get two power reports per year what is the difference between that and a normal report? That is why I got the idea that I only got two. Thank you for the replies guys!

---

---

deadbishop wrote:

---

Scupra wrote:

Ok, so when it says I get two power reports per year what is the difference between that and a normal report? That is why I got the idea that I only got two. Thank you for the replies guys!

---

it is a normal report plus score. you can click it and it will run a new updated report and score for no charge.

---

Thank you for your help.

Wow! So I am still awaiting my trustee meetin on the 16th and my desert schools repossesion just went iibk and my score jumped to a 642 (experian.com mind you) Very funny to recieve that alert! 

Is there anything I should be doing right now to quicken the process? I was just sitting back waiting until after my meeting..