Posts: 6
Registered: ‎07-11-2007
Non-traditional student loan - Is it dischareable?

I filed for Chapter 13 in 9/04 and it was discharged in 3/10. One of the creditors listed in the filing was Well Fargo for a Microsoft Skills 2000 IT Career Loan. At the time my attorney said this was a student loan and wouldn't be dischargeable. In 4/07, I received notice of a default judgment for a  claim filed by CASA Investment Co., who had purchased the loan from Wells Fargo. My attorney said that since this debt was covered under the Chapter 13 that I didn't need to worry about the judgment.


Now it's 5 years later and I have a judgment sitting on my CR and it's probably going to prevent me from refinancing my mortgage unless I pay in full first. However, I've been doing some research and I'm beginning to think this type of loan isn't a qualified student loan and and was subject to discharge. 


Does anyone have any experience with this type of loan or know whether it's discharable? The link below offers a bit of explanation about it.